Malware/Trojans explained
 

A Trojan takes its name from the term 'Trojan Horse’. It is a type of computer virus that can be installed on your computer without you realising.

One variation of a Trojan installs a ‘keystroke logger’ on your computer. This records the words and numbers you type when you use your computer keyboard. If you login to your online bank account, the keystroke logger will record your login information.

More sophisticated Trojans insert a pop-up page in front of your genuine online banking page, and then try to trick you into making a payment to someone else’s account. 

Other types of malware are able to insert extra fields, not normally found on your online banking website.

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How does my computer get infected by malware?
 

There are a number of different ways a computer can become infected with malware. The most common ways are through visiting explicit websites, clicking on malicious links in unsolicited emails and illegal file sharing e.g. downloading pirated movies or music.  

Firewalls, up-to-date anti-virus software, browser security and anti-spyware programs all provide the best defence from malware, so it is important you use these to protect your computer.

 

Top Tip:

Always treat unsolicited emails with caution, especially if they are urging you to click on a link in the email.